Concept Benefit Planning is a family-owned life insurance brokerage based in the Brisbane suburb of Clayfield.
Since 1979, Concept Benefit Planning has focused on providing insurance solutions to businesses and private individuals. In the process we’ve provided peace of mind, financial security, and personal service to thousands of customers.
Everyone has different needs.
At Concept Benefit Planning, you can be sure of receiving the very best advice, and within budget – no matter how large or small. Because we are a family run business, our smaller size and focus allows us to deliver your life insurance outcomes with personalised service, and attention to detail that only personal service allows.
We value relationships.
At Concept Benefit Planning, we value the relationships we build with our clients and believe that communication is the key to a successful relationship with you. That’s why we refuse to subscribe to a “production line” approach. Instead, we satisfy you with personable service and tailor-made life insurance products and advice that meet your unique needs.
Our aim is to provide simple insurance solutions for individuals, families, and businesses in a timely and efficient manner. By providing this service we prevent the unexpected from sabotaging your financial future, which empowers you to achieve your goals both now and for decades to come.
Our Management Team
Josh is Managing Director at Concept Benefit Planning, and is a long-term industry professional with 25 years of experience. He joined Concept in 1995, after previously working at Zurich Life and MLC.
Josh holds an MBA and a Diploma of Financial Services, is an Affiliate of The Australian and New Zealand Institute of Insurance and Finance, and is a member of the Association of Financial Advisers.
Josh’s vast knowledge, experience, commitment, and understanding of the industry allows him to provide a unique solution to your insurance requirements. The personal service both he and his staff provide, as well as their implementation and monitoring of your plan, ensure your tailored portfolio is right for you when you need it most.
Hamish joined Concept Benefit Planning in 2003 as a Senior Adviser, bringing with him a wealth of industry experience. Hamish is a qualified Risk Insurance Adviser and has been consulting clients in this area of expertise since 2003.
He holds Diplomas in Business Studies and Management, and a Certificate IV in Financial Planning, and he is an Associate of the Insurance Institute.
Hamish is dedicated to discussing your requirements to ensure you have an appropriate risk insurance plan based on your personal circumstances. Having a family of his own, he understands the role insurance plays in providing financial security.
Got questions? We have the answers.
“Josh Wilson of Concept Benefit Planning was highly recommended to me and I personally can attest to his exceptional personable approach and the professional advice he has given my family and I.”
“Josh and the products he recommended to me really proved themselves when I was faced with a sudden health crisis. Josh was there for me and my family as I recovered. I count Josh as a highly valued adviser for our Life, Income, and Disability Insurance needs.”
“Hamish, I would like to thank you and all your staff at Concept Benefit Planning for your help and support over the past two years of my illness. Your help in regard to my insurance matters has made these times less stressful for my family and me.”
“I just wanted to say how much I appreciate your recommendation years ago that we add trauma as an extension to the partnership policies. Early stage cancer has been detected, and that has triggered a claim on the trauma policy. I have done my share of whinging over the years about the premiums, but never again!”
“Thanks very much – we completely trust and value your judgement.”
“I am very pleased….that I received full benefits for the whole time I was off work, less the waiting period, but including the time I was able to work part time. My thanks to all concerned for the speedy and helpful service I received. It’s nice to know that the service doesn’t end when the policy is sold.”
“I just wanted to say how much I appreciate your recommendation years ago that we add trauma as an extension to the partnership policies. Early stage cancer has been detected, and that has triggered a claim on the trauma policy. I have done my share of whinging over the years about the premiums, but never again!.”
“My claim was handled quickly & thoroughly thanks to Hamish. After discussing my claim directly with the insurer I had decided not to worry about making a claim. Hamish rang me up & questioned why we hadn’t lodged a claim. After a conversation with him, he advised I could claim and we’re very happy and relieved for the money we received. Thanks Hamish, you’re a legend.”
“Thanks for all your advice! And while I wish I wasn’t in a position to have to claim Trauma Cover, it certainly makes it easier with this sort of a payout…..and put my wife’s mind at ease.”
“I would recommend Concept Benefit Planning especially to others who are also self-employed. Hamish and team were brilliant with their policy knowledge which made it easier to make a claim. The policy benefits suited my unexpected illness. Payment was prompt and the service was fantastic. I can recover knowing that I am being looked after financially when it counts the most. I highly commend Concept Benefit Planning.”
“Naturally my heart attack came unexpectedly. I was stressed by work and so much more. So when I found myself in hospital, Josh, Hamish and Kym were compassionate, caring and so helpful. It made all the difference. So did the trauma policy I had! It’s nice to know I was being looked after on so many counts..”
“This is a policy I would be happy to recommend to my friends and work mates, especially those who are self-employed like myself….both because of the security it offers, and the great service I received at claim time, when it really counts.”
“I must say, I was a little sceptical when I took the policy out….I thought there must be a catch in there somewhere. However I’m delighted to say my doubts were completely unfounded.”