Personal Risk Insurance, Insurance Solutions for Individuals, Small Business Insurance - Brisbane, Sunshine Coast, Gold Coast

Simple solutions to your complex life insurance problems

Located in the Brisbane suburb of Clayfield, our aim is to provide simple insurance solutions for families, sole traders and small to medium businesses that are looking to secure their peace of mind, as well as their financial future. Specialising in personal risk insurance, we provide tailored insurance plans to meet your unique needs - so you can stop worrying about the future, and get on with your life.

We treat you as we would any
member of our own family

At Concept, we don’t subscribe to a “production line” approach to insurance. We are not owned or operated by any life insurance company, and have no reason to push one insurance policy over another. Rather, we’re a family owned business made of real people who have served thousands of customers - just like you - since 1979.

We pride ourselves on our service, and value the relationships we build with our clients. We consider ourselves to be in the business of looking after YOU. So if the unexpected strikes, you can be certain that you, your family, loved ones and employees are sure to be safe and sound.

What’s more, all of the policies we recommend are guaranteed. If you change your mind for any reason whatsoever during your application process or cooling-off period, you will receive a full refund - no questions asked.

How can we help you?

Families

Being a family-run business, we know how important it is to look after your loved ones. If the unexpected ever strikes, you want to be absolutely certain they are taken care of. With Concept, there’s no need to worry. We treat your family like our own and provide the plans you need to keep them protected.

Tradesmen

As a self-employed tradesman, you know how important it is to have reliable insurance to protect you in the case of a life-altering accident. And because insurance is a requirement for contract work or financial loans, you need to have a policy. Concept gives you a tailored insurance plan that fits your budget and your needs.

Business owners

What if you or your employees become sick or injured? Will your business be able to keep running? Concept insures you and your organisation against financial loss as a result of sickness or injury and can advise you on business succession planning. With Concept, you can insure your company’s future today.

We look after our clients

Hear what they have to say about us

Since my injury the team at Concept Benefit Planning and especially Josh have become some of the most important people in my life. Because of their expertise, support and friendship there is no doubt in my mind that they are one of the major reasons I'm able to enjoy the quality of life I currently ...Read More

David N

Naturally my heart attack came unexpectedly. I was stressed by work and so much more. So when I found myself in hospital, Josh, Hamish and Kym were compassionate, caring and so helpful. It made all the difference. So did the trauma policy I had! It's nice to know I was being looked after on so many ...Read More

Barbara G

Josh Wilson of Concept Benefit Planning was highly recommended to me and I personally can attest to his exceptional personable approach and the professional advice he has given my family and I.

Karen C

Josh and the products he recommended to me really proved themselves when I was faced with a sudden health crisis. Josh was there for me and my family as I recovered. I count Josh as a highly valued adviser for our Life, Income, and Disability Insurance needs.

Brian W

I must say, I was a little sceptical when I took the policy out....I thought there must be a catch in there somewhere. However I'm delighted to say my doubts were completely unfounded.
This is a policy I would be happy to recommend to my friends and work mates, especially those who are self-employed ...Read More

Mark B

Thanks for all your advice! And while I wish I wasn't in a position to have to claim Trauma Cover, it certainly makes it easier with this sort of a payout.....and put my wife's mind at ease.

Paul W

I am very pleased....that I received full benefits for the whole time I was off work, less the waiting period, but including the time I was able to work part time. My thanks to all concerned for the speedy and helpful service I received. It's nice to know that the service doesn't end when the policy ...Read More

Harry D. W

Hamish, I would like to thank you and all your staff at Concept Benefit Planning for your help and support over the past two years of my illness. Your help in regard to my insurance matters has made these times less stressful for my family and me.

Peter C

Thanks very much - we completely trust and value your judgement.

Mahlah L

I just wanted to say how much I appreciate your recommendation years ago that we add trauma as an extension to the partnership policies. Early stage cancer has been detected, and that has triggered a claim on the trauma policy. I have done my share of whinging over the years about the premiums, but ...Read More

Michael K

My claim was handled quickly & thoroughly thanks to Hamish. After discussing my claim directly with the insurer I had decided not to worry about making a claim. Hamish rang me up & questioned why we hadn't lodged a claim. After a conversation with him, he advised I could claim and we're very happy ...Read More

Stephen L

I would recommend Concept Benefit Planning especially to others who are also self-employed. Hamish and team were brilliant with their policy knowledge which made it easier to make a claim. The policy benefits suited my unexpected illness. Payment was prompt and the service was fantastic. I can recover ...Read More

Craig D

Concept ensures your financial needs will be met

Our partners make it possible

The future is uncertain Ease your worries with Concept