Since my injury the team at Concept Benefit Planning and especially Josh have become some of the most important people in my life. Because of their expertise, support and friendship there is no doubt in my mind that they are one of the major reasons I'm able to enjoy the quality of life I currently have even with my on-going pain. I never once imagined I'd need this kind of help and support because we all think serious injuries are something that always happen to somebody else. Well, this time it happened to me and Josh has always shown real commitment to my case. He has on more than one occasion gone the extra mile to support me when issues have arisen and I don't think I'll ever be able to thank him enough. The team at Concept Benefit Planning have my highest possible recommendation.